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Frequently Asked Finance Questions In Charlotte, NC

Frequently Asked Finance Questions In Charlotte, NC

To help your car buying process go as smoothly as possible, here are some frequently asked questions about the finance department and the finance process.


Can I finance my car purchase at the dealership?

Yes, here at Larry Jay Mitsubishi, we have a full-service finance department so you can apply for a loan and we’ll work hard to secure the best rates and loan terms for you. We have access to numerous local and national financial institutions.

What do I need to apply for a car loan?

If you want to apply for a loan and complete the finance process here at the dealership, you should bring your driver’s license, insurance card, any applicable documents for a trade-in, your last two most recent pay stubs, proof of residency, and a list of references not living in your household.

What does my credit score mean?

Credit reporting agencies use your credit history, the total amounts owed, the length of credit history, etc., to calculate a score. Scores usually range between 350-850, with a higher score being better.

What if I get denied for a loan from my bank?

Just because you were denied financing from one source, this does not mean you cannot secure an auto loan. We can work with other lenders to find alternative financing.

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